This FSG has been prepared to give you general information about the services and products we offer before we provide you with advice. The FSG is an important document and a regulatory requirement under Corporations Law. This document has been issued by Lifestyle Investor Services Pty Ltd, holder of an Australian Financial Services Licence (AFSL#325184). Lifestyle Trader is an authorised representative (#286345) of Lifestyle Investor Services Pty Ltd – ACN 120 224 482 (AFSL#325184)

What Financial Products & Services can we provide?

Our Australian Financial Services licence authorises us to provide financial product advice to both retail and wholesale clients on derivative instruments. We can provide advice on all classes of derivative instruments, including;
•    Equity & Future Options

This FSG has been prepared to give you general information about the services and products we offer before we provide you with advice. The FSG is an important document and a regulatory requirement under Corporations Law. This document has been issued by Lifestyle Investor Services Pty Ltd, holder of an Australian Financial Services Licence (AFSL#325184). Lifestyle Trader is an authorised representative (#286345) of Lifestyle Investor Services Pty Ltd – ACN 120 224 482 (AFSL#325184)

What Financial Products & Services can we provide?

Our Australian Financial Services licence authorises us to provide financial product advice to both retail and wholesale clients on derivative instruments. We can provide advice on all classes of derivative instruments, including;
•    Equity & Future Options
•    Future & Commodity Markets
•    Currency Futures
•    Foreign Exchange (Margin FX)
•    CFD’s (Contracts For Difference)

Through agreement with Lifetyle Investor Services, we also provide our clients access to the following services;
•    Margin foreign exchange
•    US stock market trading
•    Australian stock option (including margin)
•    International Stock markets (including margin)
•    Options on both domestic and International stocks
•    Future and Index option trading
•    Access to numerous Exchange Traded Index Funds
•    Trading and General Advice on how to trade and invest in a wide range of markets.

All advice provided on our website or by our software modules is of a general nature only, and does not take into account the personal objectives, financial needs or situation of any individual. If you require personal advice, you need to consult a suitable qualified and licensed advisor directly.

We do not provide personal advice. Any advice you receive does not take into account your personal situation although Lifestyle Investor Services does provide information on various markets with the aim of allowing you to make your own, informed, decisions.

What risks are involved in trading these financial products?

The risk involved varies greatly depending on the instrument traded. Investing in non-leverage Exchange Traded Index Funds for instance carries far less risk than trading speculatively in Futures. The exact risks associated with each product will be outlined in detail in the relevant PDS, which will be provided to you when you open a trading account through Lifestyle Investor Services. You should consider the information contained in the relevant PDS before trading any of the products we may advise you on.

When will I receive a Product Disclosure Statement (PDS)?

Lifestyle Investor Services Pty Ltd & its authorised representatives provide financial product advice and can arrange for you to deal in a range of products through special arrangements they have with a number of brokerage firms, who provide a product disclosure statement to clients. Once a client has considered the advice given, and decides to act on the advice, they will communicate the relevant order for execution to their broker through Lifestyle Investor Services or their broker of choice. The executing broker will therefore be the issuer and the one responsible for providing the client with a PDS.

What Fees and commissions do you receive?

Lifestyle Investor Services earn fee’s for introducing clients to the broker they use. We invoice clients directly for some training and advice given. Clients requesting ongoing advice will be invoiced at regular intervals as agreed upon by both parties. For less frequent advice a one off fee may be charged. All fees payable will be made clear prior to any advice being given, and may be a flat fee, or a percentage of funds traded.

If you purchase one of our software products, training courses, or attend one of our workshops, the representative or employee who assisted you may receive a commission ranging between 0% – 100% of the value of your purchase.

If we refer you to a product offered through agreement with brokerage provided through Lifestyle Investor Services Pty Ltd, we may receive a commission ranging between 0% – 100% of the gross brokerage or management fee earned.

Privacy Policy

We collect your personal information when you

1. Complete and submit forms on this web site &
2. Return completed paper account opening forms

We do not disclose any non-public, personal information about our customers, former customers, or potential customers to anyone, except as required to provide services through Lifestyle Investor Services and agreements with Brokers they introduce you to.

We may contact you from time to time with promotional and marketing material via phone, email and mail. If at any time you do not wish to receive marketing material please contact us and we will remove you from our lists.

What If I have a complaint?

If you have a concern or a complaint about our products, services, or the conduct of one of our authorised representatives you should contact us immediately. We will aim to resolve the issue promptly, and communicate the findings and any restitution (if appropriate) to you within 10 working days. Please address all complaints in writing to;

Lifestyle Investor Services Pty Ltd
Attention: The Compliance Officer
PO Box 4900
GCMC QLD 9726
Australia
Supplementary Financial Services Guide

This Supplementary Financial Services Guide (SFSG) supplements Lifestyle Investor Services Financial Services Guide, and must be read in conjunction with Lifestyle Investor Services financial services guide. The purpose of this SFSG is to provide you with additional information about the type of financial service you may be provided by Lifestyle Trader Pty Ltd.

Lifestyle Trader Pty Ltd is the holder of a corporate authorised representative (corporate authorised representative number 294829) license under Lifestyle Investor Services Pty Ltd.

The purpose of this SFSG is to:

  • Ensure that you receive important information about the type of financial services Lifestyle Trader Pty Ltd is authorised to provide to you
  • Assist you in deciding whether to use any of the financial services that Lifestyle Trader Pty Ltd is authorised to provide to you
  • Provide you with information about the remuneration that we or Lifestyle Trader Pty Ltd may receive in relation to financial services offered
  • Provide you with details in relation to our complaints and dispute resolutions procedures

Contact Details

Business Name: Lifestyle Trader Pty Ltd
Office Location: Level 39, Chevron Renaisance, Skyline Central, 23 Ferny Avenue, Surfers Paradise, QLD 4217
Telephone: 07 5657 9333
Email address: customerservice@lifestyletrader.com.au

Business Description

Lifestyle Trader Pty Ltd provide general product advice on commodities, options, and forex through a software program called “Lifestyle Trader”. Clients also have access to educational material on CD and hand’s on computer lab workshops. Lifestyle Trader Pty Ltd provides general product advice only, and do not provide personal investment advice.

Financial Services and Financial Products

Lifestyle Trader Pty Ltd is authorised by Lifestyle Investor Services Pty Ltd, a holder of an Australian Financial Services Licence (#325184), under which it is authorised to provide advice on securities, including stocks and bonds, derivatives, including commodities, options, futures, & FX (Foreign Exchange).

Fee Structure

Q. How does Lifestyle Trader Pty Ltd get paid?
A. In addition to its non-financial services, Lifestyle Trader Pty Ltd is paid by way of charging for the financial products & services it provides.

In addition, Lifestyle Trader Pty Ltd may receive a referral commission from 0% to 100% of the fee revenue generated from referring you to a third party broker if you choose to open an account with them.

What If I have a complaint?

If you have a concern or a complaint about our products, services, or the conduct of one of our authorised representatives you should contact us immediately. We will aim to resolve the issue promptly, and communicate the findings and any restitution (if appropriate) to you within 10 working days. Please address all complaints in writing to;

Lifestyle Investor Services Pty Ltd
Attention: The Compliance Officer
PO Box 4900
GCMC QLD 9726
Australia

•    Future & Commodity Markets
•    Currency Futures
•    Foreign Exchange (Margin FX)
•    CFD’s (Contracts For Difference)

Through agreement with Lifetyle Investor Services, we also provide our clients access to the following services;
•    Margin foreign exchange
•    US stock market trading
•    Australian stock option (including margin)
•    International Stock markets (including margin)
•    Options on both domestic and International stocks
•    Future and Index option trading
•    Access to numerous Exchange Traded Index Funds
•    Trading and General Advice on how to trade and invest in a wide range of markets.

All advice provided on our website or by our software modules is of a general nature only, and does not take into account the personal objectives, financial needs or situation of any individual. If you require personal advice, you need to consult a suitable qualified and licensed advisor directly.

We do not provide personal advice. Any advice you receive does not take into account your personal situation although Lifestyle Investor Services does provide information on various markets with the aim of allowing you to make your own, informed, decisions.

What risks are involved in trading these financial products?

The risk involved varies greatly depending on the instrument traded. Investing in non-leverage Exchange Traded Index Funds for instance carries far less risk than trading speculatively in Futures. The exact risks associated with each product will be outlined in detail in the relevant PDS, which will be provided to you when you open a trading account through Lifestyle Investor Services. You should consider the information contained in the relevant PDS before trading any of the products we may advise you on.

When will I receive a Product Disclosure Statement (PDS)?

Lifestyle Investor Services Pty Ltd & its authorised representatives provide financial product advice and can arrange for you to deal in a range of products through special arrangements they have with a number of brokerage firms, who provide a product disclosure statement to clients. Once a client has considered the advice given, and decides to act on the advice, they will communicate the relevant order for execution to their broker through Lifestyle Investor Services or their broker of choice. The executing broker will therefore be the issuer and the one responsible for providing the client with a PDS.

What Fees and commissions do you receive?

Lifestyle Investor Services earn fee’s for introducing clients to the broker they use. We invoice clients directly for some training and advice given. Clients requesting ongoing advice will be invoiced at regular intervals as agreed upon by both parties. For less frequent advice a one off fee may be charged. All fees payable will be made clear prior to any advice being given, and may be a flat fee, or a percentage of funds traded.

If you purchase one of our software products, training courses, or attend one of our workshops, the representative or employee who assisted you may receive a commission ranging between 0% – 100% of the value of your purchase.

If we refer you to a product offered through agreement with brokerage provided through Lifestyle Investor Services Pty Ltd, we may receive a commission ranging between 0% – 100% of the gross brokerage or management fee earned.

Privacy Policy

We collect your personal information when you

1. Complete and submit forms on this web site &
2. Return completed paper account opening forms

We do not disclose any non-public, personal information about our customers, former customers, or potential customers to anyone, except as required to provide services through Lifestyle Investor Services and agreements with Brokers they introduce you to.

We may contact you from time to time with promotional and marketing material via phone, email and mail. If at any time you do not wish to receive marketing material please contact us and we will remove you from our lists.

What If I have a complaint?

If you have a concern or a complaint about our products, services, or the conduct of one of our authorised representatives you should contact us immediately. We will aim to resolve the issue promptly, and communicate the findings and any restitution (if appropriate) to you within 10 working days. Please address all complaints in writing to;

Lifestyle Investor Services Pty Ltd
Attention: The Compliance Officer
PO Box 4900
GCMC QLD 9726
Australia
Supplementary Financial Services Guide

This Supplementary Financial Services Guide (SFSG) supplements Lifestyle Investor Services Financial Services Guide, and must be read in conjunction with Lifestyle Investor Services financial services guide. The purpose of this SFSG is to provide you with additional information about the type of financial service you may be provided by Lifestyle Trader Pty Ltd.

Lifestyle Trader Pty Ltd is the holder of a corporate authorised representative (corporate authorised representative number 294829) license under Lifestyle Investor Services Pty Ltd.

The purpose of this SFSG is to:

  • Ensure that you receive important information about the type of financial services Lifestyle Trader Pty Ltd is authorised to provide to you
  • Assist you in deciding whether to use any of the financial services that Lifestyle Trader Pty Ltd is authorised to provide to you
  • Provide you with information about the remuneration that we or Lifestyle Trader Pty Ltd may receive in relation to financial services offered
  • Provide you with details in relation to our complaints and dispute resolutions procedures

Contact Details

Business Name: Lifestyle Trader Pty Ltd
Office Location: Level 39, Chevron Renaisance, Skyline Central, 23 Ferny Avenue, Surfers Paradise, QLD 4217
Telephone: 07 5657 9333
Email address: customerservice@lifestyletrader.com.au

Business Description

Lifestyle Trader Pty Ltd provide general product advice on commodities, options, and forex through a software program called “Lifestyle Trader”. Clients also have access to educational material on CD and hand’s on computer lab workshops. Lifestyle Trader Pty Ltd provides general product advice only, and do not provide personal investment advice.

Financial Services and Financial Products

Lifestyle Trader Pty Ltd is authorised by Lifestyle Investor Services Pty Ltd, a holder of an Australian Financial Services Licence (#325184), under which it is authorised to provide advice on securities, including stocks and bonds, derivatives, including commodities, options, futures, & FX (Foreign Exchange).

Fee Structure

Q. How does Lifestyle Trader Pty Ltd get paid?
A. In addition to its non-financial services, Lifestyle Trader Pty Ltd is paid by way of charging for the financial products & services it provides.

In addition, Lifestyle Trader Pty Ltd may receive a referral commission from 0% to 100% of the fee revenue generated from referring you to a third party broker if you choose to open an account with them.

What If I have a complaint?

If you have a concern or a complaint about our products, services, or the conduct of one of our authorised representatives you should contact us immediately. We will aim to resolve the issue promptly, and communicate the findings and any restitution (if appropriate) to you within 10 working days. Please address all complaints in writing to;

Lifestyle Investor Services Pty Ltd
Attention: The Compliance Officer
PO Box 4900
GCMC QLD 9726
Australia